I use a small credit card wallet (made by Nautica). Two insdie pockets give me room to store half-a-dozen business cards, a couple of major credit cards, my medical insurance car, auto insurance card, and driver's license. I have a supply of freebie memo books from a vendor that a cut in half (otherwise they wold be a little too tall) and slips the covers of the memo book into the inside slots. Onthe outside, there is a small pocket that I use to collect credit card receipts or business cards from other people and then process those at the end of the day. The credit card wallet goes in the shirt pocket, money clip in the left-front pocket, and no wallet. (I, too, got tired of sitting on the thing about 5 years ago.)